Privacy Policy
Last Updated: October 15, 2026
This Privacy Policy explains how ER Capital Partners, LLC (“ER Capital Partners,” “we,” “us” or “our”) collects, uses, shares and protects personal information when you visit our website, submit an inquiry or loan request, or otherwise interact with us. By using our website or services, you agree to the practices described in this policy.
1. Scope of This Policy
This policy applies to information collected through ercapitalpartner.com, our online forms, email, telephone and in-person communications. ER Capital Partners provides business-purpose loans secured by investment real estate. We do not make loans primarily for personal, family or household purposes. Where federal or state privacy laws apply to information we collect about individuals (such as guarantors, principals and sponsors), we handle that information as required by those laws, including the Gramm-Leach-Bliley Act (GLBA) where applicable.
2. Information We Collect
We collect information you provide directly, including:
- Identity and contact details such as name, entity name, mailing address, email address and phone number.
- Loan and property information such as loan amount, loan program, property address, purchase price, renovation budget, after-repair value and exit strategy.
- Financial and credit information such as estimated credit score, real estate experience, bank statements, entity documents and, with your authorization, credit reports and background checks on guarantors.
- Communications you send us through forms, email, phone or chat.
We also collect limited information automatically when you visit our website, including IP address, browser type, device information, pages viewed, referring pages and the date and time of your visit, through cookies and similar technologies (see our Cookie Policy).
3. How We Use Your Information
- To respond to inquiries and prepare term sheets and loan quotes.
- To evaluate, underwrite, originate, fund, service and collect loans.
- To verify identity and prevent fraud, money laundering and other unlawful activity.
- To comply with legal, regulatory, tax and audit obligations.
- To communicate with you about your request, your loan or our programs.
- To operate, secure and improve our website and services.
4. How We Share Information
We do not sell your personal information. We share information only as needed to provide our services or as required by law, including with:
- Service providers such as appraisers, title and escrow companies, closing attorneys, insurance providers, credit reporting agencies, loan servicers and technology vendors, who are contractually required to protect it.
- Capital partners such as investors, participants, warehouse lenders or purchasers of loans, in connection with funding, selling or servicing a loan.
- Brokers who referred your transaction, limited to information about that transaction.
- Government and legal authorities when required by law, subpoena or court order, or to protect our rights and the safety of others.
- Successors in connection with a merger, acquisition or sale of assets.
5. Marketing Communications
With your consent, we may send you information about our loan programs. You can opt out of marketing emails at any time by using the unsubscribe link or by contacting us. Opting out of marketing does not affect communications about an active loan request or loan.
6. Data Security
We maintain administrative, technical and physical safeguards designed to protect personal information, including encrypted connections (SSL/TLS), access controls limited to personnel who need the information, and secure storage of loan files. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
7. Data Retention
We keep personal information for as long as needed to provide our services and to meet legal, regulatory, tax, audit and record-keeping requirements. When information is no longer needed, we securely delete or anonymize it.
8. Your Privacy Choices and Rights
Depending on where you live, you may have the right to request access to, correction of, or deletion of your personal information, and to limit certain sharing. Residents of California and other states with comprehensive privacy laws may have additional rights, including the right to know what personal information we collect and how it is used, and the right not to be discriminated against for exercising privacy rights. Information subject to the GLBA may be exempt from some of these state laws. To submit a request, contact us using the details below. We will verify your identity before responding.
9. Children's Privacy
Our website and services are intended for business owners and real estate investors who are at least 18 years old. We do not knowingly collect personal information from children under 13.
10. Third-Party Links
Our website may link to third-party websites, such as the NMLS Consumer Access website. We are not responsible for the privacy practices of those sites and encourage you to review their policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The “Last Updated” date at the top of this page shows when it was last revised. Material changes will be posted on this page.
12. Contact Us
If you have questions about this Privacy Policy or wish to exercise your privacy rights, contact us:
ER Capital Partners, LLC
Attn: Compliance
1221 Brickell Ave, Suite 900, Miami, FL 33131
Phone: (800) 555-0100
Email: loans@ercapitalpartner.com