DSCR Rental Loans
DSCR rental loans up to $3M qualified on property cash flow, not personal income. Up to 80% LTV and 30-year terms for buy-and-hold investors — no W-2s or tax returns.
DSCR Rental Loans
As a direct private lender with discretionary capital, we underwrite based on the asset — not personal income. Our alternative lending approach means faster decisions, more flexible structures, and a dedicated loan manager on every deal.
We are a direct lender — no broker, no middleman. When we issue a term sheet, we are the lender and we close what we approve.
Why Investors Choose This Program
- Asset-based underwriting — no W-2s required
- Fast loan approval — term sheet in 24 hours
- Direct lender with discretionary capital
- Flexible financing structures
- Dedicated loan manager on every deal
- Repeat borrower Fast Track program
Fast Loan Approval: Submit your deal and receive a term sheet within 24 hours. No application fee, no obligation.
Close in 4 Steps
Submit
Complete the quick loan inquiry. No fees, no commitment.
Term Sheet
Formal term sheet within 24 hours. Fast loan approval.
Underwriting
Asset reviewed, appraisal ordered in 3–5 business days.
Funded
Loan docs issued, wire sent in 5–10 business days.
No Collateral. No Property Liens. Fast Decisions.
Not every opportunity comes with a building to pledge. Our unsecured business loans from $25K to $2M are approved on the strength of your revenue, cash flow and track record, so your property, equipment and personal assets stay free. Decisions arrive in 24–48 hours, with funding in days.
Why borrowers choose unsecured
- Keep real estate and equipment unencumbered
- Credit decisions in 24–48 hours
- Funding typically in 3–5 business days
- Fixed payments and transparent pricing
- Use funds for almost any business purpose
- Available in the U.S., Canada, UAE & UK
Lending Across the U.S., Canada, UAE, UK & Beyond
ER Capital Partners funds borrowers throughout the United States, Canada, the United Arab Emirates, the United Kingdom and selected international markets. We lend directly or with locally licensed partners where required, in USD, CAD, AED and GBP, with secured and unsecured options in every market.
United States
All 50 states
Canada
All provinces
United Arab Emirates
Dubai, Abu Dhabi & beyond
United Kingdom
England, Scotland, Wales & NI
Selected Markets
Approved international markets
Ready to Fund Your Next Deal?
Submit your loan request and get a formal term sheet within 24 hours from a direct private lender.