Built on Integrity. Powered by Capital.
ER Capital Partners is a direct private lender dedicated to moving capital at the speed of opportunity — no bureaucracy, no delays, just decisive execution.
A Different Kind of Private Lender
ER Capital Partners was founded on a simple premise: real estate investors deserve a financing partner that understands their business, respects their time, and delivers capital with precision and speed.
We are not a bank. We are a private real estate lending firm with discretionary capital, alternative lending expertise, and the operational discipline to close deals that others walk away from.
Since our founding, we have deployed over $500 million in private financing across fix and flip loans, bridge loans, new construction, commercial real estate, and DSCR rentals.
The Values That Guide Our Lending
Integrity First
We say what we mean and fund what we approve. No last-minute conditions, no re-trades on approved deals.
Speed as a Value
We have built our entire operation around closing faster than any institutional lender — days, not weeks.
Deal Expertise
Our underwriters are investors. They understand ARV, LTC, DSCR, NOI — not just credit scores.
Long-Term Partnership
Repeat borrowers receive preferred terms, faster processing, and access to our Fast Track program.
Confidentiality
Your deal information is never shared with third parties, competitors, or outside brokers.
Market Knowledge
We lend across the United States, Canada, the UAE, the UK and selected international markets, and we understand the regional dynamics that affect your deal structure.
The Team Behind the Capital
Over 20 years in private credit and real estate finance. Has personally underwritten over $300M in transactions.
Former head of commercial real estate lending at a regional bank. Expert in construction and bridge financing.
Oversees investor relations and capital deployment strategy. Background in structured finance.
No Collateral. No Property Liens. Fast Decisions.
Not every opportunity comes with a building to pledge. Our unsecured business loans from $25K to $2M are approved on the strength of your revenue, cash flow and track record, so your property, equipment and personal assets stay free. Decisions arrive in 24–48 hours, with funding in days.
Why borrowers choose unsecured
- Keep real estate and equipment unencumbered
- Credit decisions in 24–48 hours
- Funding typically in 3–5 business days
- Fixed payments and transparent pricing
- Use funds for almost any business purpose
- Available in the U.S., Canada, UAE & UK
Lending Across the U.S., Canada, UAE, UK & Beyond
ER Capital Partners funds borrowers throughout the United States, Canada, the United Arab Emirates, the United Kingdom and selected international markets. We lend directly or with locally licensed partners where required, in USD, CAD, AED and GBP, with secured and unsecured options in every market.
United States
All 50 states
Canada
All provinces
United Arab Emirates
Dubai, Abu Dhabi & beyond
United Kingdom
England, Scotland, Wales & NI
Selected Markets
Approved international markets