What Our Clients Say

"I've funded seven deals with ER Capital and they've never missed a beat. Their underwriting team actually understands construction budgets — that makes a real difference when you're trying to get fast loan approval on a complex deal."

"As a broker, I need a private lending partner who will perform. ER Capital is the only hard money lender I consistently recommend. Same-day term sheets, no hidden fees, and they close on time — every time."

"Closed my first fix and flip with ER Capital despite having zero track record. They evaluated my deal on its own merits. Six deals later, I'm on their Fast Track program with preferred pricing."

"The DSCR rental loan changed everything for my buy-and-hold strategy. No tax returns, qualifies on rent income — I refinanced six short-term rentals into one loan and pulled $200K in equity. Seamless."

"We needed a bridge loan to close an apartment building in 8 days. Our previous lender fell through. ER Capital came in, reviewed our file the same day, and funded on day 7. Absolute lifesavers."

"What sets ER Capital apart is that my loan manager actually picks up the phone. I've worked with lenders where you can't get anyone after closing. Not here — responsive from day one to payoff."

"Built a spec home using ER Capital's new construction program. Draw process was smooth, inspections happened fast, and my GC never had to wait on funds. On time, every time."

"The cash-out refi on my commercial property funded in under two weeks. Used that capital to buy another property with cash — then came back to ER Capital for the financing on that one too."

"Seven figures in hard money loans and ER Capital has been my go-to from day one. They are a true direct lender — the decision is made by the credit team, not passed to a committee. That's why they're fast."