Rates & Fee Schedule

Complete transparency on all hard money loan rates and fees. No hidden costs, no surprises at closing.

Private Lending Rate Matrix

Rates updated weekly. Your final rate depends on LTV, property type, experience, and market conditions.

Fix & Flip Loans Most Popular
9.99% – 12.99%
Up to 90% LTC · 6–18 month term · Residential
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Bridge Loans Flexible
10.49% – 13.49%
Up to 75% LTV · 6–24 month term · All types
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New Construction Ground-Up
10.99% – 13.99%
Up to 85% LTC · 12–24 month term · SFR & MF
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Cash-Out Refinance Equity Access
10.49% – 13.49%
Up to 70% LTV · 12–24 month term
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Commercial RE Large Scale
10.99% – 14.49%
Up to 70% LTV · 12–36 month term · $500K–$25M
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DSCR Rentals Best Rate
7.49% – 9.99%
Up to 80% LTV · 30-year term · $100K–$3M
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Rate Disclaimer: All rates are indicative only and subject to change. Final rates are determined by property type, borrower experience, LTV, term length, and market conditions. Contact us for a formal term sheet on your deal.

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